Travel insurance is a must on a trip to Dubai. This simple piece of documentation can take care of unexpected medical complications, trip cancellations and delays, lost baggage, lost or stolen documents and so much more emergencies.
Therefore, apply for a travel insurance before getting on a UAE visa application process. There are multiple affordable packages to choose from and this article has a reliable list of options costing less than Dh100. You can apply for these online.
These travel insurance packages for Dubai are applicable for both tourists planning trips to one of the most happening destinations globally and tour operators, too, looking for affordable insurance packages for their customers.
The main perk attached to UAE Travel Insurance Packages for tourists is – seamless experiences throughout the trip. This is because most of the unforeseen circumstances mentioned earlier could put extreme financial pressures on you and spoil the travel mood at the same time.
1. Policybazaar.ae
- Insurance name: Single Trip
- Coverage included: Emergency Medical Expenses, Trip Cancellation & Curtailment, Loss/Damage of Baggage, Missed Departure/Connection Flights, Personal Liability Coverage
- Validity: Upto 90 Days
- How to apply online: Via Policybazaar.ae portal with 5-step journey—select travel direction, input dates & info, browse plans, pay
- Price: Starts from AED 22 onwards
2. Allianz
- Insurance name: Short single trip
- Coverage included: Visa-compliant medical, cancellation, document/baggage cover
- Validity: Approx. 5days
- How to apply online: Allianz Assistance UAE website, enter trip details, compare plans, pay online, and receive your policy instantly by email.
- Price: Starts from AED 56 onwards
3. Sukoon Insurance
- Insurance name: Travel Easy
- Coverage included: Trip cancellation, Emergency medical expenses, Personal accident (death/disability), Loss of passport, Loss/delay of baggage
- Validity: 15 Days
- How to apply online: Visit sukoon.com → choose plan → enter details → review & pay → get policy by email.
- Price: Starts from AED 50 onwards
4. GIG Gulf
- Insurance name: Travel Smart
- Coverage included: Emergency medical, transport, repatriation, personal accident, baggage & delay coverage, compensation for missed/cancelled trips, legal liability, bail
- Validity: Short Duration
- How to apply online: GIG Gulf travel insurance portal, get an instant quote, pay online with options like Apple Pay, and receive instant digital coverage and policy.
- Price: Starts from 100 onwards
5. Asda Money
- Insurance name: Single Trip
- Coverage included:
- Validity: 31 days
- Visit the Asda Money site → choose cover level → provide travel details → apply and pay online → receive policy and enjoy added perks
- Price: Starts from 55.33 onwards
6. Go Digit
- Insurance name: International Travel Insurance
- Coverage included: medical emergencies, trip cancellation/interruption, flight delays, baggage loss or delay, loss of passport, personal accident, adventure sports cover, emergency cash assistance
- Validity: Based on trip dates
- How to apply online: Visit GoDigit.com or the app → select plan and destination → enter trip details → choose coverage → fill personal info → pay online → receive policy via email/SMS/app.
- Price: Starts from AED 9.49 onwards
7. Niva Bupa
- Insurance name: TravelAssure
- Coverage included: overs emergency inpatient medical treatment (with optional hospital daily cash), dental treatment, personal accidents, trip cancellations, lost passport and baggage
- Validity: variants depending on plan
- How to apply online: Go to Niva Bupa’s travel insurance page → enter trip details and destination → view plans → select and customize cover → pay online → receive policy immediately via email/portal
- Price: Starts from AED 5.10 onwards
8. Care Health Insurance
- Insurance name: International Travel Insurance
- Coverage included: Emergency medical hospitalization/ex-patient expenses, Loss of baggage or passport, Trip delay, interruption, or cancellation, Repatriation for medical or mortal remains
- Validity: 180 days per trip
- How to apply online: official website—fill traveller details (destination, duration, age), choose your plan/add-ons, pay online, and receive your policy via email
- Price: Starts from AED 23.29 onwards
9. Adnic Abudhabi National Insurance Company
- Insurance name: MussaferPlus
- Coverage included: Covers medical emergencies (worldwide), Baggage protection, Trip cancellation/interruption, 24/7 multilingual emergency helpline, Family plans cover spouses and children under 16.
- Validity: Tailored according to trip type
- How to apply online: Visit ADNIC’s travel insurance page → select relevant MussaferPlus plan → enter trip and personal details → pay online → receive your policy digitally
- Price: Not publicly disclosed
10. Daman Insurance
- Insurance name: Emergency Medical Travel Insurance – Alami
- Coverage included: emergency coverage per person for a single trip outside of the UAE for a duration of 15 days.
- Validity: 15 Days Coverage
- How to apply online: Visit Website, choose your plan, enter the details, proceed with the payment
- Price: Starts from 95 AED onwards
11. Al Wathba Insurance
- Insurance name: Travel Insurance
- Coverage included: Emergency medical care, Evacuation of mortal remains, Hospital daily cash benefit (up to 7 days)
- Validity: Varies upon plan
- How to apply online: Go to AWNIC’s Travel Insurance page → fill in details → purchase via their online payment gateway and receive digital policy.
- Price: Not publicly disclosed
12. HDFC ERGO
- Insurance name: Individual Travel Insurance
- Coverage included: overs emergency medical expenses, dental, personal accident, hospital daily cash, flight/trip delays or cancellations, loss of documents
- Validity: Varies
- How to apply online: Visit HDFC ERGO’s travel insurance portal → select plan type → enter travel details → view quote → pay online via UPI, net banking, card → receive policy instantly via email.
- Price: Starts from 1.31 AED onwards
13. Union Insurance
- Insurance name: Travel Assurance
- Coverage included: Passport/document loss, Trip cancellation/curtailment, Baggage loss/delay, Emergency medical
- Validity: Flexible for single trips
- How to apply online: Visit Union Insurance travel page → Click “Get a Quote” → Choose plan → Provide travel & personal details → Pay online → Receive policy digitally
- Price: Publicly not listed
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